Beyond Cleo AI: Rewiser's Professional Financial Management Solution

While Cleo offers entertaining AI chat for basic budgeting and cash advances, Rewiser delivers a comprehensive financial ecosystem. Get all the AI-powered insights you love about Cleo, plus advanced features like folder-based organization, 8,000+ integrations, team collaboration, and business-ready automation that scales beyond simple personal finance tracking.

Rewiser

Professional folder-based organization

Create unlimited folders with custom currencies, permissions, and AI-powered insights. Perfect for personal budgets, business expenses, or shared financial projects. Unlike Cleo's single-chat interface, organize your finances in a structured, scalable way.

Action-oriented AI beyond chat entertainment

Rewiser AI handles actual automation - automatic categorization, smart tag suggestions, and workflow automation. Unlike Cleo's entertainment-focused chatbot that mainly provides insights, our AI takes action to save you time and streamline your financial management.

8,000+ integrations vs limited bank connections

Connect to 8,000+ apps through Zapier including Google Sheets, Notion, Stripe, PayPal, Shopify, and business tools. Unlike Cleo's basic bank connectivity through Plaid, create powerful automated workflows that sync your financial data across your entire tech stack.

Extensible plugins vs fixed functionality

Build custom features, specialized calculations, and unique automations tailored to your specific needs. Unlike Cleo's fixed set of features, our plugin system lets you add industry-specific functionality, advanced reporting, and custom data validation.

Real team collaboration vs individual focus

Share folders with unlimited team members, assign granular permissions, and collaborate in real-time. Perfect for couples, families, or businesses managing shared finances. Unlike Cleo's individual-only approach, Rewiser scales to teams.

Sustainable business model vs cash advance dependency

Focus on building wealth through proper financial management, not cash advance cycles. Your data stays secure in EU servers with complete ownership and control. We never sell your financial information or promote high-interest borrowing.

Professional cross-platform experience

Experience native performance across Web, iOS, and Apple Watch with offline capability. Modern, professional interface designed for productivity and serious financial management, not entertainment-focused chat experiences.

Cleo

Entertainment-focused chat interface only

Cleo's interface is built around a single chat conversation with "roasting" and entertainment features. While fun for casual users, this approach lacks the professional organization and scalability needed for serious financial management.

AI limited to insights and entertainment

Cleo's AI focuses on providing witty responses and basic spending insights but doesn't take action. Manual categorization and limited automation mean users still do most of the work themselves, reducing efficiency and scalability.

Basic bank connectivity only

Cleo connects to bank accounts through Plaid but offers no integration with business tools, spreadsheets, or workflow automation. Limited to basic transaction reading without the ability to create comprehensive financial workflows.

No extensibility or customization

Cleo offers a fixed set of features with no ability to add plugins, custom fields, or specialized functionality. Users are limited to basic budgeting and cash advance features without room for growth or business needs.

Individual-only usage with no collaboration

Cleo is designed for individual use only, with no sharing or collaboration features. Cannot be used by couples, families, or businesses who need to manage shared finances or collaborate on budgeting decisions.

Cash advance focus over wealth building

Cleo's business model centers around cash advances up to $250, which can create dependency cycles. Focus on short-term solutions rather than long-term wealth building and financial health strategies.

Limited financial insights and shallow analysis

Cleo provides basic spending insights through entertainment-focused chat responses but lacks comprehensive financial analysis. No detailed budgeting tools, investment tracking, or advanced financial planning capabilities.

Entertainment over professional functionality

Cleo prioritizes humor and entertainment ("roasting" users) over professional financial management tools. While engaging for casual users, this approach doesn't support serious financial planning or business needs.

Frequently asked questions.

  • How does Rewiser's approach differ from Cleo's entertainment focus?+

    While Cleo focuses on entertainment and casual financial insights through chat interactions, Rewiser is designed for serious financial management with professional organization, automation, and scalability. We prioritize actionable tools over entertainment features.

  • Can I migrate my financial data from Cleo to Rewiser?+

    While Cleo has limited data export capabilities, you can manually transfer your transaction history to Rewiser. Our AI-powered categorization will help automatically organize your imported data, and our support team can assist with the migration process.

  • How does Rewiser handle team collaboration compared to Cleo?+

    Unlike Cleo's individual-only approach, Rewiser supports unlimited team collaboration with granular permissions and real-time sharing. Perfect for couples managing joint finances, families tracking shared expenses, or businesses needing collaborative financial management.

  • What integrations does Rewiser offer that Cleo doesn't?+

    Rewiser offers 8,000+ integrations through Zapier, including Google Sheets, Notion, Stripe, PayPal, Shopify, and business tools. Cleo only connects to bank accounts through Plaid with no workflow automation or business tool integration capabilities.

  • How does Rewiser's AI compare to Cleo's chat-based approach?+

    While Cleo's AI focuses on entertainment and basic insights through chat, Rewiser AI takes action with automatic categorization, smart tag suggestions, and workflow automation. Our AI is designed for efficiency and productivity, not entertainment.

  • Can Rewiser handle business finances better than Cleo?+

    Absolutely! While Cleo is designed for individual personal finance with entertainment features, Rewiser offers professional business capabilities including team collaboration, custom workflows, industry-specific plugins, and enterprise-grade automation that scales with your business needs.

  • What makes Rewiser's plugin system unique compared to Cleo?+

    Unlike Cleo's fixed feature set focused on basic budgeting and cash advances, Rewiser's plugin system allows you to add custom features, specialized calculations, and industry-specific functionality. Whether you need advanced reporting, custom data validation, or unique automations, plugins give you unlimited extensibility.

  • What if the extension I need is not available?+

    We’d love to hear what you need! Reach out to us at hello@rewiser.io to learn about our Enterprise services. We’re open to building custom solutions that fit your specific use case.

  • Why choose Rewiser over Cleo for serious financial management?+

    Cleo is great for casual users who want entertainment with their budgeting, but Rewiser is built for users who need professional financial management. We offer structured organization, team collaboration, business integrations, and scalable automation that grows with your financial complexity.

  • Is my data secure?+

    Yes. Your data is stored securely in the EU via Supabase infrastructure. You control your data—download, delete, or request full removal anytime. We don’t sell your data or share it without your consent.

  • How does Rewiser's plugin system work?+

    Our plugin system allows you to extend Rewiser with custom features that Cleo's fixed system never supported. Add custom fields, create specialized calculations, build unique automations, or integrate with niche tools. Whether you need advanced reporting, custom data validation, or industry-specific features, plugins give you the flexibility to make Rewiser truly yours.

  • What platforms is Rewiser available on?+

    Rewiser is available on Web, iOS, and Apple Watch with native performance. Unlike Cleo's mobile-focused chat interface, Rewiser features a modern, professional design optimized for productivity across all your devices.

Rewiser - Design your financial flow | Product Hunt